If you receive a demand letter from a collection agency, your only weapon is a VALIDATION REQUEST:
Make sure your lawyer make and sign the VALIDATION REQUEST letter.
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Lawyers address:
Address of collection agency:
Date:
Re: Acct. no.: 123456789
To Whom It May Concern:
This letter is being sent to you in response to a demand letter sent to me on mm/dd/year that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION.
