I have Credit card debts and personal loans that have been defaulted because of loss of job during the 2008 recession.
I currently have job now but still not enough to pay them now.
In 2009, I started receiving phone calls from the bank or so they say, telling me to pay my total amount due or they will report me to the interpol and get arrested.
I was really worried during that time, thinking what will happen to my family if i get into jail, much worse is the embarrassment I'm getting since they are calling to my work and harassing my office mates.
